noun . 1. the act, system, or business of insuring property, life, one's person, etc., against loss or harm arising in specified contingencies, as fire, accident, death ...

Insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined as the equitable transfer of the risk of a ...

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Define Homeowners Insurance. The purchase of a home is considered a long-term investment. Homeowner's insurance protects that investment by covering the risks of damage and ...

Definition of insurance: A promise of compensation for specific potential future losses in exchange for a periodic payment. Insurance is designed to protect the financial well ...

Define Insurance Premiums. Insurance companies use many terms that to the average person are simply jargon and do not make sense. One of those terms is insurance premium.

Define Dwelling Insurance. Purchasing properties and renting them out has become a cornerstone in many people's financial portfolios. These properties, because they are not ...

When you pay premiums in exchange for a policy that pays out when you crash your car in a car accident, this is an example of an auto insurance policy.

Definition. The term discount rate is a financial term used to describe the rate at which an investment grows. Discount rates are calculated by the annual amount of interest ...

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Define Indemnity Health Insurance. Although health maintenance organizations HMOs and preferred provider organizations PPOs represent the majority of insurance plans currently ...

A practice by which a company provides a guarantee of compensation for specified loss, damage, illness, or death in return for monthly payments.

Let us define variable life insurance, also referred to as Variable Appreciable life insurance. It is a form of whole life insurance that provides the beneficiary of ...